Author Archives: CJ

Buying a home usually has a monster obstacle — coming up with a sufficient down payment. You can put less than the traditional 20% down payment but the lender will likely require you to buy mortgage insurance. The concept behind mortgage insurance is the same as with other insurance plans. You pay a monthly premiumContinue reading “What is Private Mortgage Insurance? (PMI)”

Several factors influence where mortgage rates trend over time, including the U.S. Federal Reserve’s asset purchases, housing demand and the secondary market for mortgage-backed securities. But the largest driver of getting the best mortgage rate is still in your control. How do you qualify for the lowest mortgage interest rate? Lenders decide if you’re aContinue reading “How to get the Best Mortgage Rate”

Picking an online broker for your stock trading account is a big decision. The one you choose will impact the investments available to you, the amount you’ll pay to trade them and the way those trades will be executed. Consider which factors matter most to you: Some investors value low commissions above all else, andContinue reading “Best Online Brokers for Stock Trading 2016”

Answer: Travel insurance vacation plans cost between 4-8% of the total trip cost. loan Here’s an example: Loan If your cruise costs $4,000, a travel insurance plan would cost between $160-$320. Remember, loan this is the general range but keep in mind that basic ‘budget’ plans can be less than 4%, and premium plans canContinue reading “How Much Does Travel Insurance Cost? And Loan”

More men are surviving prostate cancer. But can you still buy affordable life insurance? For many men over a certain age, getting an annual physical exam is no big deal. Except for one particular test. And if you’re a male, you know what test I’m talking about.

Purchasing health insurance is not easy. Collectively, loan American health insurance companies offer thousands of different policies through hundreds of intermediaries. While many health insurance consumers’ choices are circumscribed by the loan whims of their employers’ group health insurance providers, individuals loan who must purchase health insurance on the open market are liable to faceContinue reading “How Much Does Health Insurance Cost for the Average Adult?”

Stock trading, once the sole domain of Wall Street, has become easily and affordably available to all in the last 20 years, thanks to online brokerages. Prior to online trading, people relied on the services of a stock broker, who would make buy and sell orders on the customer’s behalf. Today, individuals are able toContinue reading “How to Trade Stocks Online – Investing Basics”